Shareholders in humanity -- ethical banking options?

Yes, I know, I know, it's another response to Nick Baines' blog. This time the post was on finances, and the incongruity of the Tory party defending bankers' big bonuses at the same time as proposing a squeeze on the nation's poorest in order to get supposed benefits scammers back to work.

I wrote in comments there:
It may be that there is some kind of scam but I do not perceive it as widespread; even if that perception is in error I suspect that such scamming may be a symptom of a more systemic problem. I think the bankers who are being allowed such astronomical bonuses are the bigger scammers. They’re also much easier to catch, but for the fact that as a society we have allowed ourselves to place so much value and worth in money that our elected politicians are cowed by the threat of these people throwing their toys out of the pram if someone asks them to behave responsibly toward humanity rather than just shareholders.

Of course if I look at it as a systemic problem with the way we assign value and worth, I’m every bit as culpable as the bankers or any real or imagined benefits scammers. Ouch. And so my question for myself, as always, concerns what I can do to mend that, what I must do to re-align my own values and develop integrity so that my thoughts, words and deeds reflect the innate worth of every human being. I don’t have all the answers to that (sorry Kevin!) but I’ll keep trying to learn.

We are all shareholders in humanity.

How, you might ask, am I culpable?

One of the big ways is that I bank at a high street bank. I don't have much in the way of savings, but millions of others who also don't have much are still enabling the bank to lend out our money... probably not all that ethically. I think we've seen well enough in the last two years how unsustainable some lending policies are.

I don't know if there is ever a good ethical case for charging interest on loans; the usury discussion is something for another time. Meanwhile, I'll be having a good look around this website which is provided by EiRIS, and seeing if I can find a better bank.

I'm also interested in your recommendations, if you're in the UK and have banked with an "ethical" bank or credit union.

Once I have any spare money I'll be looking at things like Kiva, Zopa and MyC4.

Miscellany again, and some links

Another tiring week full of long days. They do seem to keep coming and coming. Each day pours out its song to the next... and Sweetie tells me that I talked about kittens, last night, in my sleep.

One month from today I will be playing Big Final Recital Exam. I don't feel ready. This is fairly normal. I will keep practising, and it will be okay--or so I keep telling myself. I still have some coursework to do. After the exam I'll be moving house, and I have househunting to do. And the interminable medical appointments continue; this coming Wednesday is a bit of a doozy with the vampires sticking their suckers in for samples every 15-20 minutes for two and a half hours. Hopefully I'll be able to get some of my coursework done while they're at it.

So, I'm not likely to be posting much in the next month. I'm way behind on reading blogs, too, and responding to posts. Have a some links, instead.

I'm very pleased to have happened across this metrical psalmody resource. I don't know what I'm going to do with it yet.

FranIam is posting a between-Ascension-and-Pentecost Novena, the first post in the series is here. I've not had time or the right words to respond as I'd like to. This promises to be worth reading, if you're into the prayer end of things.

It's also a period of prayer for Christian Unity in the southern hemisphere, but you don't have to be in the Southern Hemisphere or even a Christian to pray for Christian unity during this coming week.

This week at Academic Institution I've seen some people treated rather shabbily by the official machinations of academia; I'm hoping there is a way, within the official rules and regulations, to find some redress and restore a bit of balance. I've spent no small amount of time and energy attempting to do what I can to restore hope and confidence to one friend and colleague who has had the wind blown right out of her sails. Relatedly, Adrian Worsfold writes excellently about the problems of a culture of rules. I think that this relates to what Nick Baines wrote on media neutrality. Both are about a culture of accountability and responsibility which some would say seems to have evaporated in recent decades in the UK. I think we need more ways of building that back up than just voting; what do you think? What, to you, builds up community--online or in person? What fosters care and responsible action? And how can you, I, all of us or any of us, act in good faith to do this while protecting ourselves and those we love from the rotten, rule-bound, opportunistic policies of the punctilious paper-pushers who mistakenly think that if you can't quantify something, it has no quality? Serious questions, and I'm seriously interested in your answers. There's another post in here somewhere.

Speaking of community, and of building up: what is marriage, really? Tobias Stanislas Haller BSG writes well about Biblical definitions of the institution marriage. In the comments he writes: "Those who cloak bigotry in the language of faith are guilty of nothing short of blasphemy." I heartily agree. It's a harrowing time for the LGBT community in America, waiting for a decision in California, and I hope and pray it will end with joy.

It's been a harrowing and joyful time for others, too. I'd fast run out of space if I posted a link and description to every person or situation deserving of prayer, attention and concern or celebration this week. The usual prayer lists from MadPriest and Grandmère Mimi are a good start. But they're only really a small cross-section of one community I'm at the edges of; there are ever so many more, and everything is so interconnected... I find it difficult to keep track of all those I would like to pray for and frequently tack on a sort of catch-all, a sort of intercession for anyone I happen to have missed or simply didn't know about to begin with. Since I'm not omniscient I know that I'll never be able to pray for every specific situation separately, but I still feel sad if I find I've forgotten someone. I wonder how others keep track; I know that some people keep a written-down list on paper, or use various structures to remember to pray for people in certain categories of relationship (family, friends, wider community, government etc). What, if anything, works for you? And how do you decide what goes on your prayer radar?

Josephine's post on photography and prayer, and Doug's post on truth and art, seem to me to be connected somehow.

For today I am resting. So far this has meant lazing on Sweetie's sofa for the better part of a day. I am thinking a nap may be in order. If I'm feeling particularly energetic I might go for a walk. There is a party this evening I wish to attend if I am not too tired, but I mustn't stay out late as I'm teaching tomorrow as usual. I've had enough of staring at a screen for a little while, in any case.

Organ donation

Remember this post? Yeah. Well. Roseann isn't doing well, folks.

Please remember her in your prayers.

If you're not already on the organ donor register in the country where you live, please seriously consider why not. Please consider changing that. You could save a life.

Here's how to get started in the UK.

Here's how to get started in the US.

Search by Melody

I am very grateful for this post which points at this resource - a tool where you can search for chants by melody. Okay, you need to have good enough relative pitch to be able to notate the melody; it's not at the point where you can just sing into a microphone and have the computer work things out. But it's a big step on from anything I've seen yet, and it does handle transposition, so relative-but-not-perfect-pitch thinkers like me don't have to remember the name of the starting pitch, just the relationship between the notes...

Remember this post where I was wondering about hospital chaplaincy and being able to find hymns that people could only remember bits of? That's a much bigger project: there are metrical considerations, and copyright considerations, and a constantly-expanding repertoire. But this is a start.

Pretty shiny, eh?

Praxis

Last night I posted a sort of snapshot of my current beliefs.

Today I am going to look at a more practical side of things.

I would say that the major change in my spiritual practice over the last few months has been that I am regularly engaging in structured prayer in a way that I have not before.

When I was young, one of the problems I had with Christianity as I encountered it then was that it seemed to be something we did on Sundays, and very fleetingly with grace before meals, and that was it. When I was very small I was taught to say bedtime prayers but it was obvious as I grew older that nobody else in the family did this. Somehow I stopped, too. I did try to pray in church, but my experience of church wasn't something that supported my private prayer. It didn't help that we moved every few years and so our little family was the only continuous community we had.

When I was observing Judaism I took on a lot. I took on habits of dress that were fairly restrictive. I took on dietary changes that make giving up chocolate for Lent look like a walk in the park. I took on making Shabbat, complete with timers for the lights and not cooking after sundown on Friday and not carrying--and there was no eruv in North London then. And all of these felt like prayer, in their way. But they were also very much things I did to fit in with the community. The bar is set pretty high for conversion to Orthodox Judaism and much of the time I found myself concerned with 'passing'. The community was warm and welcoming, and I wanted to be part of that.

Communal prayer in Judaism was strange and mysterious to me at first, then grew more comfortable and beautiful as I learned more of the language. Last spring I found, visiting a friend, that I could still get through much of the Grace After Meals, despite not having prayed it for years. But... again, my communal prayer did not support my private prayer. As a woman I would only be expected to pray once per day but I did not even manage that, most days. I did not even manage grace after meals when I was alone. I think this is partly because it was too hard for me in Hebrew, and partly because I was already doing so much and worrying so much about how I looked to others. When I moved to a geographical location where the community was less accessible, eventually all my practices faded away. My prayer had been so community-based that without the trappings of community it couldn't sustain itself.

I suddenly feel nervous about telling teh entire internets about my prayer life. A bit silly really. But I don't want to start writing about this just for the comments, I don't want to present myself one way and then find that actually, I'm another way, I don't want to walk into a trap of saying I do something adn then feeling a sham on days I don't manage to do it. So please, friends, take this, like yesterday's post, as a snapshot of where I am now, not a commitment to stay there.

Sometime in January I started praying Morning Prayer, first from the Oremus website and then the Common Worship version from the Church of England site. I think it was very soon after I read Jane R's book, When in Doubt, Sing... somehow I stopped worrying about doing it wrong, stopped worrying about agreeing with every single word and decided it would be better to pray, if that's what I want to do, than not pray. I've missed a few mornings here and there, usually due to internet outage. When I am home or alone I sing most of this, and read the readings aloud. When I am staying with Sweetie or when I'm so disorganised that I end up praying on the bus I pray silently, but that often means singing in my head. An interesting recent development has been finding myself imagining the psalmody in parallel fourths and fifths; I didn't make a conscious decision to try it, just noticed I was doing it.

I found myself wanting to pray by mid-afternoon most days. So I did, but sometimes the words wouldn't come, or more often I'd get distracted. I have a very wandery mind. It's easy to slide from praying to the sort of fidgety worrying that just wears me down.

I bought a book, Work and Prayer, which has Morning Prayer, Evening Prayer, Midday Prayer and an order for Compline in it, for Monday to Saturday. I started using the Midday Prayer and Compline many days. The midday prayer has most often been silent and I might get to it anywhere between about 10.30am and 5pm. It's hard to control my schedule in the middle of the day so I end up praying in breaks from rehearsals, praying in lunch break, praying on the train or the bus. Compline, I usually sing, though quietly so as not to wake my flatmates. I've been doing both of these most days since I bought that book, which the magic of the internets tells me was at the end of February. I'm not as consistent with these as with Morning Prayer.

Work and Prayer lacks much in the way of seasonal variation. Singing Morning Prayer from the C of E website and finding that oh, the text changes for Passiontide, I decided to look at other resources. I poked around the website. I considered printing off the bits I was going to use. I realised that by the time I've finished deciding what I want and printing it I may as well just go and buy a book, so on Friday I did that. I took myself off to the Church House bookshop to see what I could find. I ended up with Daily Prayer, which I will use at home when there is no internet or when I am brave enough to read the scripture from a Bible rather than nicely tucked into a website (this could be a good thing, giving me extra context. Or it could lead to entire mornings spent reading the Bible when I ought to be doing other things. Having a wandery mind is hazardous). But it's a bit big to carry around so I've also got a copy of Time to Pray, which has an order for Prayer During The Day and an order for Compline but more seasonal variation in it than the resource I had been using.

I still want more of the Summary of Law. To me this seems like the most important thing and yet it doesn't seem obviously prominent in any of these structured prayers.

I've also been going to church. I teach on Sunday mornings so the main service is out of the question. In fact I usually teach Sunday afternoons, as well. But my usually-in-the-evening students have cottoned on to the fact that early afternoon is easier for them, and my late-afternoon student can often do earlier in the day. When there is Evensong at Leafy Suburb Church, where Deacon Friend is spending her curacy, I go there if I can juggle my schedule appropriately. I don't know now whether I'm going to see her or for the worship. I've been made to feel very welcome there, despite my coming from so far away. When there is not Evensong at Leafy Suburb Church I go to Church on Hill for Evensong instead, which is in the area where I teach. I have to say, I don't feel as warmly welcomed, I find the music more polished but less heartfelt, and there have been some sermons which left me more confused than anything else. But week after week it's there, and I finish teaching, and I may as well drop by really. So I do.

My teaching schedule has changed a bit; I've lost some students. My first thought, after the teacherly regret, was that I might get to sleep a bit longer on Sundays. My second was that I might find an early service to go to. I'm not sure about that; the transport logistics don't work out very well at all.

I'll be moving house this summer, moving to a different area of London. I'm choosing the area based on many of my friends living there already and the possibilities for teaching from home, among other things. But recently I've also been thinking, "must check out churches in that area, see which are places I might feel comfortable, see where I might get involved even if I still can't make Sunday morning services." I can imagine myself getting to a weeknight Parish Eucharist. I can imagine myself getting to Morning Prayer at 8am somewhere.

I wrote, in an earlier post, of how others have influenced my own spiritual searching. I want to make clear again that none of them have put any pressure on me to change what I am doing or to encourage me to do as they do. In fact, all of them would be saddened, I think, if they thought I were doing this out of some desire to please them. But on days when I feel a bit sluggish, knowing that Deacon Friend will be saying Morning Prayer makes me want to get out of bed and do so too. On days when saying Compline seems like a silly, childish, goody-two-shoes empty ritual, knowing that Catholic Friend prays and takes it seriously helps me to take it seriously, too. And when I read prayer requests, great long lists of them on some of the blogs I read, I offer up my silent or spoken prayers then and there but I am also reminded, invited, to take time to pray at another point in the day. So while I'm not attached to any one community very strongly right now, I do feel supported, generally, by a community of prayer. I think that helps. And I think that maybe part of what I'm looking for in a church is a geographically convenient group of people to pray together with, something that will be able to carry me along when I'm less able to pray on my own than I am right now.

I don't know where I'm going with any of this. It feels like something I am doing out of need and curiosity, not something I am doing out of obligation or trying to impress others. So I am trying to take a wait-and-see approach, trying not to get too attached to this sort of structured prayer as any kind of hard rule but rather trying to remain faithful to the curiosity, trying to see where I end up next.

I've been doing all of this in a Christian context. This is partly because after trying to learn even the slightly familiar but new to me faith of Judaism, I don't underestimate how hard it is to learn something that isn't the mainstream culture. It's partly because the resources for Christian prayer are so accessible online, which is a by-product of some form of Christianity being the mainstream culture again. It's partly because people I love very much happen to be Christian and I want to understand them better. And it's because I think what I perceive as the underlying message of Christianity is true, and I'm willing to put up with some cognitive dissonance on issues like the Trinity if using Christian prayer structures is going to help me love the world better.

I don't think that makes me Christian. More on that in another post, though. This one is too long already.